| Certificate Exchange | Certificates Now | eCertsONLINE | insCert | VeriCert | |
| Certificate Exchange | ConfirmNet | Insurance Visions | Ins-Cert |
XDimensional
Technologies |
|
| Web Site | www.certs exchange.com | www.confirmnet. com | www.insurance visions.com | www.ins-cert.com | www.vericert.com |
| Business Model | Certificates exchange |
Delegation to insured |
Delegation
to insured |
Coverage confirmation |
Delegation to insured |
| Service Focus | Agents/brokers, Risk mgrs/holders | Agents/brokers | Agents/brokers |
Agents/brokers,
Risk mgrs/holders |
Agents/brokers |
| Who pays? | Agents/brokers | Agents/brokers | Agents/brokers | Agents/brokers | Agents/brokers |
| Fees |
$.20
- $.50/cert Free FAX |
$.96/cert,
$.25/FAX $.75/mailing |
$200
sign-up, $.20/e-mail generated |
$3/insured
entry, $.25/holder view |
$19/month $.32/cert, $.15/FAX |
| Access | Agents, insureds, holders | Agents, insureds | Agents, insureds |
Agents,
insureds, holders |
Agents,
insureds, holders |
| Certificate Tracking? | Yes | No | No | Yes |
Yes,
limited to VeriCert |
| Agency co-branding? | Yes | Yes | Some | No | Yes |
| Archive and re-issue? | Yes | Yes | No | Yes | Yes |
|
Integration
w/ mgmt. system? Initial load? |
No Initial load possible |
Ebix
Infinity, more coming Initial load possible |
No Initial load possible |
No |
No Initial load possible |
| Local software? | No | No | No | No | Yes |
| True exchange? | Yes | No | No | Yes | No |
| Issue certificates? | Yes | Yes | Yes | Generally not necessary | Yes |
| ACORD form? | Yes | Yes | Yes | Proprietary | Yes |
| Database | K | Oracle | SQL Server | SQL Server | SQL Server |